The Importance of diversification Narration: 00:00 / 00:00
Compare the performance of the diversified portfolio against…
chart title

Source: Morningstar, Inc. Hypothetical example for illustrative purposes only. The performance shown is of various broad-based securities market indices. These indices are unmanaged and are used for illustrative purposes only to show how the returns for the various broad-based indices vary annually given different economic cycles.

The returns are not intended to represent the performance of any John Hancock Fund. Investors cannot invest directly in an index. The performance of an index does not include any brokerage, advisory or program-related charges. If these charges were reflected, performance would be lower. Past performance is not a guarantee of future results.

This comparison, while a helpful way to evaluate your investment options, should not be considered predictors of future performance. There is no guarantee that any investment strategy will achieve its objectives.

"Diversified" is represented by the average return of all the indexes. It does not represent any specific index. Diversification does not guarantee a profit or assure against a loss.

Russell 1000 Growth (U.S. Large Cap Growth) Measures the performance of those Russell 1000 companies with higher price-to-book ratios and higher forecasted growth values. Russell 1000 Value (U.S. Large Cap Value) Measures the performance of those Russell 1000 companies with lower price-to-book ratios and lower forecasted growth values. Russell 2000 (U.S. Small Cap) Measures the performance of the 2,000 smallest companies in the Russell 3000 Index, which represents approximately 8% of the total market capitalization of the Russell 3000 Index. Russell Midcap (U.S. Mid Cap) Measures the performance of the 800 smallest companies in the Russell 1000 Index, which represent approximately 26% of the total market capitalization of the Russell 1000 Index. The MSCI World ex U.S. Growth (USD) IndexSM (International) is a free float-adjusted market capitalization index that is designed to measure global developed market equity performance. The Barclays Capital Aggregate Bond Index (U.S. Bonds) is a benchmark index made up of the BarCap Government/ Corporate Bond Index, Mortgage-Backed Securities Index, and Asset-Backed Securities Index, including securities that are of investment-grade quality or better, have at least one year to maturity, and have an outstanding par value of at least $100 million. Citigroup U.S. Domestic 3 Mo T-Bill Index (3 Month T-Bills) consists of equal dollar amounts of three-month Treasury bills that are purchased at the beginning of each of three consecutive months. As each bill matures, all proceeds are rolled over or reinvested in a new three-month bill. The income used to calculate the monthly return is derived by subtracting the original amount invested from the maturity value. The yield curve average is the basis for calculating the return on the index. The index is rebalanced monthly by market capitalization.

For complete information about a particular investment option, please read the fund prospectus. You should carefully consider the objectives, risks, charges and expenses before investing. The prospectus contains this and other important information about the investment option and investment company. Please read the prospectus carefully before you invest or send money. Prospectus may only be available in English.

John Hancock Retirement Plan Services, LLC • 200 Berkeley Street • Boston, MA 02116


© 2020 John Hancock. All rights reserved.

MGTS-P 33095-GE 5/20-42382